Use your card when rent is bank transfer only
When your landlord or agent expects a bank transfer, PaymentFlux lets you pay by card for a genuine rent obligation while restricting the transfer to a verified tenancy-related payee.
PaymentFlux lets eligible UK tenants pay a genuine residential rent obligation by card, with funds sent only to a verified landlord, letting agent, or property manager linked to that tenancy.
The service is restricted to rent-only use. PaymentFlux does not provide a wallet, stored balance, cash withdrawal, or payments to arbitrary recipients. Each payment is tied to a specific property, a specific rent obligation, and a payee that must pass onboarding checks.
PaymentFlux is currently in development with limited access while partner integrations and required controls are being completed.
£1,200
Payee
Landlord account
Control strip
Payments can only be made to pre-approved, verified landlords, letting agents, and property managers. PaymentFlux does not support payments to arbitrary recipients.
Pay rent with a credit card in the UK overview of controlled UK rent payment by card with PaymentFlux.
User-visible sequence from account creation to completion of the verified payee transfer.
You cannot pay until verification passes.
Required before your first live payment.
Payments are only possible to a checked landlord, letting agent, or property manager linked to the tenancy.
Payees must pass onboarding checks before they can receive rent through PaymentFlux. This includes role and property validation, Companies House verification for company recipients, bank account verification, and Confirmation of Payee checks.
You authorise a card charge for that rent amount and disclosed fee.
Fees and timing are shown before you confirm.
When a payment flow is enabled, third-party payment providers execute the bank transfer to the verified payee when all checks succeed.
Status updates reflect transfer progress to the verified payee, not card capture alone.
£1,200
Rent payment
Identity verification
Completed
Verified
Payee validation
Landlord account checked
Confirmed
Card payment
£1,200 • Visa ending 4242
Processing
Bank transfer
To: Northbridge Lettings
Scheduled
Reference: PF-2048123
Estimated arrival: 1–2 business days
Audience and payee context; detailed eligibility and prohibitions follow below.
You submit a rent payment instruction for a verified tenancy-related payee. PaymentFlux validates the payment instruction and, when a payment flow is enabled, uses third-party payment providers to process the card payment and execute the bank transfer to that verified payee.
Flow
Card payment
You approve a card charge for a specific rent payment, with fees shown first.
Processing
When a payment flow is enabled, PaymentFlux uses third-party payment providers to process the card payment and execute the transfer to the verified payee.
Verified payee transfer
A bank transfer is made only to the verified payee linked to the tenancy once identity, payee, and risk checks have passed.
A payment is only treated as complete once the bank transfer to the verified payee has been successfully executed.
If the transfer to the verified payee cannot complete, the payment is not treated as complete and support follows the published refund and dispute rules.
Permitted uses and explicit prohibitions - pair with the funds model and journey sections above.
PaymentFlux may delay, reject, or review payments where additional checks are required.
When your landlord or agent expects a bank transfer, PaymentFlux lets you pay by card for a genuine rent obligation while restricting the transfer to a verified tenancy-related payee.
See payment timing, status updates, and proof of payment in one place.
When a payment needs review, status stays visible in-product until resolved or rejected under policy.
Operational handling: onboarding controls, partner boundaries, logging, and policy.
Payment controls
Payments proceed only when checks pass; no wallet or stored balance in this path.
PaymentFlux lets eligible UK tenants pay a genuine residential rent obligation by card, with the bank transfer made only to a verified landlord, letting agent, or property manager linked to that tenancy.
No. Payments can only be made to pre-approved, verified landlords, letting agents, or property managers linked to a genuine tenancy. Friends, family, self-payments, and unrelated recipients are not supported.
Not when the card succeeds alone. A payment is treated as complete only once the bank transfer to the verified payee has been successfully executed.
Eligible UK tenants can join the waiting list for a controlled rent payment flow with identity verification, verified payees, and payment restrictions built in. Submit a request below, or use Contact for other enquiries.
PaymentFlux is currently in development with limited access while partner integrations and required controls are being completed.